If you are at a point in your financial path where you need to start putting money away, especially for an emergency fund, you will want to keep your money in a fund with easy access and limited fees. For this reason, an interest-bearing account could be a solution for a short-term investment. What is…
As someone who is always using my debit card, it’s nice to get a little something in return. I admit, it was a drag not getting cash-back rewards except when I used my credit cards. The only way I could benefit is if I were to pay the balance off every month or else interest…
I can’t tell you how many times I facepalmed reading about money management, especially when I first learned about it. There were so many simple changes I could have made years earlier but failed to even acknowledge that I didn’t know what I was doing with my money. Financial literacy was my first step in…
Have you ever wondered what the benefits of achieving a 750 credit score really are? The truth is, credit scores play a vital role in your financial life. They are the foundation that lenders and financial institutions use to assess your creditworthiness. A very good credit score really can open doors to favorable interest rates,…
I remember looking for an apartment years ago when I had to relocate for work. My credit score wasn’t horrendous, but bad enough to where I could only qualify for places that looked like they belonged in skid row. Yikes! I became determined to find ways to incorporate DIY credit repair so I wouldn’t find…
Spending your income blindly without a plan is a sure recipe for disaster. I lived this way for many years. Living paycheck to paycheck is a common lifestyle for many people these days, especially with the rise in costs. Creating a budgeting strategy that works for your individual goals and sticking to it is not…
Let’s face it, managing your personal finances can be boring. Keeping your money organized can be less than exciting and sometimes a little scary if you don’t know what you’re doing. That’s where a budget planner or budget book comes in. A budget or financial planner can be a fun way to help you track…
Saving money sucks. We all wish we could just spend money frivolously on our favorite things without concern, but the reality is that many of us can’t and need a budget to make it work. This article focuses on the most creative savings ideas that you can implement right now so you can start saving…
When I was younger, the thought of making money online from the comfort and convenience of my own laptop seemed both fantastic and impossible. Fast forward to 2023 and all of this can be accomplished with the click of a few buttons and a little bit of skill and know-how, depending on your choice. With…